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Reports & Guides

Robo-Advisor vs Index Fund: The Honest Comparison
Investing 101

Robo-Advisor vs Index Fund: The Honest Comparison

A robo-advisor is mostly index funds plus automation plus a fee. The compounding math of that fee, what it actually buys, and the three questions that settle the choice.

July 16, 2026
What Happened to Loyal3? When Free Isn't a Business Model
Robo-Advisor Graveyard

What Happened to Loyal3? When Free Isn’t a Business Model

Loyal3 offered fee-free stock and IPO investing — T-Mobile shares, the Square IPO — and folded in 2017 when both revenue streams dried. The origin story of the free-trading era's hardest question.

July 16, 2026